Platte Valley Bank Payday Loans Review - Torrington, Wyoming

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4.4 8 reviews

2201 Main St, Torrington, WY 82240, USA
+1 (307) 532-2111
www.pvbank.com
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Testimonials

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Above-defined info offers the details about a certain lender. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Torrington, Connecticut

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Torrington, Connecticut is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates you will get.

APR

12$ small loan cap

How will Platte Valley Bank help take out a payday loan in Torrington, Connecticut?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Torrington, ct will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as APR.

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