WyHy Federal Credit Union Payday Loans Review - Cheyenne, Wyoming

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2.4 42 reviews

1715 Stillwater Ave, Cheyenne, WY 82009, USA
+1 (307) 638-4200
www.wyhy.org
Tuesday
8AM–5PM
Wednesday
9AM–5PM
Thursday
8AM–5PM
Friday
8AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5PM
Testimonials

Feedback about WyHy Federal Credit Union?

Here you grapple with the reviews of our clients.
Note

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will define general information about payday loans and its specific features.

Payday Loans in Cheyenne, Oklahoma

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Cheyenne, Oklahoma is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a client will recieve.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will WyHy Federal Credit Union help take out a payday loan in Cheyenne, Oklahoma?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to process the form. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Cheyenne, ok will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see

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WyHy Federal Credit Union

1715 Stillwater Ave, Cheyenne, WY 82009, USA

+1 (307) 638-4200

www.wyhy.org

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