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What people think about Advantage Plus Federal Credit Union?
Too high APR. Had to pay off really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Customer support was disappoiting too. The lady in the office was very rude. Not happy. Better search for another website.
Prof. Ottis Oberbrunner II
I took out $700 for a period of 1 week. In the end, I had to pay off twice as much with all the fees charged.
Leora Beahan DDS
Important
The previous three items charactirize a specific company. But below you can find common details about payday loans.
Payday Loans in Afton, New York
Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.
Cash advance loans may turn out an easy and speedy solution to a short-term problem in Afton, New York. Loans from payday lenders can get you money quickly. Your APR will depend on several things.
25% small loan cap
Advantages of Advantage Plus Federal Credit Union that offers payday loans in Afton, New York
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to complete the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Why people apply for cash advances?
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to clients with a poor credit score. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator can be used to quickly calculate the APR. It’s easy to find out the real cost of the loan even before applying.
Other Payday Lenders in Afton, Wyoming
Wyoming Community Finance Inc.
302 E Main St, Riverton, WY 82501, USA
+1 (307) 857-9200
www.wyocb.com
Wyochem Federal Credit Union
110 Commerce Dr, Green River, WY 82935, USA
+1 (307) 875-4989
wyochem.com
