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What people think about John O Melby & Co Bank?
Applied for a payday loan second time. Got denied! No suggestion for what reason! No clarification. Suspicious lender.
Devan Greenholt
I borrowed $500 for a period of 8 days. In the end, I had to pay twice as much with all the commissions charged.
Aletha Moore
Applied for a loan second time. Got denied! No idea WHY! No explanation. Suspicious lender.
Chaya Turner III
Said I was accepted for a loan. Have been waiting 4 days, still no funds I my account. I suppose it’s fake.
Dr. Lucienne O'Conner
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The above-given information provides the details about a certain financial institution. The information below is about general information about payday loans.
Payday Loans in Whitehall, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.
Cash advance loans may become an easy and speedy solution to a short-term problem in Whitehall, New York. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on a few factors.
25% small loan cap
Advantages of John O Melby & Co Bank that offers payday loans in Whitehall, New York
- Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lenders.
Why people apply for cash advances?
Payday loans for bad credit
If you have a bad credit score you may still apply a payday loan. Such loans are designed to help meet the needs of applicants with bad credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit score. You will need a stable income to get accepted for a bad credit payday loan.
To get accepted for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator helps to quickly calculate the APR. It’s easy to learn the exact cost of the payday loan even before applying.
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