First State Bank Payday Loans Review - Stevens Point, Wisconsin

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1 2 reviews

31 Park Ridge Dr, Stevens Point, WI 54481, USA
+1 (715) 342-9071
bankfirststate.com
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Testimonials

What people think about First State Bank?

Below you find some of the opinions of our customers.
Note

Important

Above there is information about a definite company. Below you can read common characteristics of payday loans.

Payday Loans in Stevens Point, Wisconsin

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is effortless and fast to get approved for payday loans in Stevens Point, Wisconsin. The interest rate will be set individually for each person and will depend on the personal details the client filled in.

APR

574% APR*

Max Loan

$1,500 (or 35% of the gross monthly income)

Min Term

Not Specified

Max Term

90 days

Advantages of First State Bank that offers payday loans in Stevens Point, Wisconsin

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Payday loans are created for people with a credit report that's less than perfect, or who have poor to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Stevens Point, wi approve people with poor credit. You can request a bad credit payday loan on the net 24/7 and if successful could have the money in your account within a few hours.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the payday loan even before applying.

Let's see

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