MidWestOne Bank Payday Loans Review - Platteville, Wisconsin

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5 reviews

130 McGregor Plaza, Platteville, WI 53818, USA
+1 (608) 348-4300
www.midwestone.bank
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Testimonials

What people think about MidWestOne Bank?

Below you find some of the opinions of our clients.
Note

Important

The previous three items describe a specific financial institution. But below you can find common data about payday loans.

Payday Loans in Platteville, Wisconsin

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your sudden financial troubles in Platteville , Wisconsin because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the company's policy.

APR

574% APR*

Max Loan

$1,500 (or 35% of the gross monthly income)

Min Term

Not Specified

Max Term

90 days

Advantages of MidWestOne Bank that offers payday loans in Platteville, Wisconsin

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to clients with a bad credit history. Payday loan approvals depend very much on specific circumstances. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the payday loan even before applying.

Let's see

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