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What people think about Bank of Alma?
I needed $600 to buy a bike. The only solution was to apply for a payday loan. Found a lot of loan providers on the Internet. Bank of Alma is the most honest lender in Pepin.
Dr. Nya Brakus III
I applied for the first cash advance in my life, was approved the same day despite the fact that I had debts already. I repaid it before the due date. Love this company for their reasonable rates. Other lenders in my city charge sky high interest!
Dr. Warren Schmitt III
I am a loyal client of Bank of Alma. It is very convenient to apply via the net. The interest rate was favorable. Their managers always help quickly.
Lafayette McCullough
Bank of Alma seems good. Used it twice. The first loan approved was small – $200, but next time the limit was increased to $700. Paid off the loan on schedule. The staff were caring, they gave speedy answers to all my questions. No complaints. But their interest rates are not the lowest on the net.
Georgianna Konopelski
Bank of Alma seems reliable. At least they charge no hidden fees. This was the only lender that accepted me for a cash advance.
Joanie Schimmel
Important
The previous three items describe a peculiar lender. But below you can read common details about payday loans.
Payday Loans in Pepin, Wisconsin
Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans may seem like an easy and speedy solution to a short-term problem in Pepin, Wisconsin. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on several things.
574% APR*
$1,500 (or 35% of the gross monthly income)
Not Specified
90 days
Advantages of Bank of Alma that offers payday loans in Pepin, Wisconsin
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people take out cash advances?
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased chance to get approved for such loans. A payday loan may be the only option available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay back your loan commitments as agreed in the contract.
To get accepted for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the loan even before applying.
Other Payday Lenders in Pepin, Wisconsin
BMO Harris Bank Mortgage
1300 Pabst Farms Cir, Oconomowoc, WI 53066, USA
+1 (262) 200-2265
www.bmoharris.com
Security Finance
818 E Green Bay St, Shawano, WI 54166, USA
+1 (715) 526-2244
www.securityfinance.com
Blackhawk Community Credit Union
3012 Deerfield Dr, Janesville, WI 53546, USA
+1 (608) 755-6065
www.bhccu.org