Royal Bank Payday Loans Review - Oxford, Wisconsin

Your personal information is safe with us
5 3 reviews

107 E Ormsby St, Oxford, WI 53952, USA
+1 (608) 586-4114
www.royalbank-usa.com
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Testimonials

What people think about Royal Bank?

Below you find some of the reviews of our customers.
Note

Pay Attention

Now you can read general characteristics of payday loans.

Payday Loans in Oxford, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Oxford, New York is are simple to access. The APR is individual for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Royal Bank that offers payday loans in Oxford, New York

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a bad credit score. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your payday loan.

Let's see

Other Payday Lenders in Oxford, Wisconsin

Heights Finance Corporation

225764 Rib Mountain Dr, Wausau, WI 54401, USA

+1 (715) 359-9575

www.heightsfinance.com

Peoples State Bank

115 S Bagley Ave, Bagley, WI 53801, USA

+1 (608) 996-2325

www.peoplesfinancial.com

First State Bank

1710 W Grand Ave, Wisconsin Rapids, WI 54495, USA

+1 (715) 422-5900

bankfirststate.com

Educators Credit Union

2652 N Lexington Dr, Janesville, WI 53545, USA

+1 (800) 881-7950

www.ecu.com

UW Credit Union

6331 McKee Rd, Fitchburg, WI 53719, USA

+1 (608) 232-5000

www.uwcu.org

BMO Harris Bank

300 N Milwaukee St, Waterford, WI 53185, USA

+1 (262) 534-7292

branches.bmoharris.com

ATM Associated Bank

4811 S 76th St, Greenfield, WI 53220, USA

+1 (414) 281-2500

www.associatedbank.com

CFSC Checks Cashed 26th & Wisconsin

2534 W Wisconsin Ave, Milwaukee, WI 53233, USA

+1 (414) 875-6614

locations.cfsc.com

Farmers & Merchants Bank

123 W Huron St, Berlin, WI 54923, USA

+1 (920) 361-1454

www.fmberlin.com