Guardian Credit Union Payday Loans Review - Oak Creek, Wisconsin

Your personal information is safe with us
3.9 23 reviews

7801 S Howell Ave, Oak Creek, WI 53154, USA
+1 (414) 546-7450
www.guardiancu.org
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Testimonials

What people think about Guardian Credit Union?

Below you find some of the testimonials of our customers.
Note

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Oak Creek, Wisconsin

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Oak Creek, Wisconsin. Loans from payday lenders can get you funds quickly. Your interest rate will depend on several factors.

APR

574% APR*

Max Loan

$1,500 (or 35% of the gross monthly income)

Min Term

Not Specified

Max Term

90 days

Advantages of Guardian Credit Union that offers payday loans in Oak Creek, Wisconsin

  • Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to people with a poor credit history. Payday loan approvals depend very much on other factors. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.

Let's see

Other Payday Lenders in Oak Creek, Wisconsin

U.S. Bank Branch

1535 W Hamilton Ave, Eau Claire, WI 54701, USA

+1 (715) 839-6450

locations.usbank.com

Edward Jones - Financial Advisor: Andrew J Ziolkowski

4144 Harbor Town Ln Ste #300, Manitowoc, WI 54220, USA

+1 (920) 684-3396

www.edwardjones.com

U.S. Bank Branch

4602 E Towne Blvd, Madison, WI 53704, USA

+1 (608) 246-0998

locations.usbank.com

Associated Bank

1107 Regis Ct, Eau Claire, WI 54701, USA

+1 (715) 831-2255

www.associatedbank.com

Edelman Financial Engines

2501 W Beltline Hwy #103, Madison, WI 53713, USA

+1 (888) 752-6742

www.edelmanfinancialengines.com

First State Bank

227 S Bridge St, Manawa, WI 54949, USA

+1 (920) 596-3300

bankfirststate.com

Royal Bank

107 E Ormsby St, Oxford, WI 53952, USA

+1 (608) 586-4114

www.royalbank-usa.com

Same Day Bad Credit Loans

13984 W Fond Du Lac Ave, Menomonee Falls, WI 53051, USA

+1 (262) 667-7145

samedaybcl.com

Speedy Loan

1606 S Hastings Way, Eau Claire, WI 54701, USA

+1 (414) 882-7413