PremierBank Payday Loans Review - Janesville, Wisconsin

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2.3 3 reviews

1400 Black Bridge Rd, Janesville, WI 53545, USA
+1 (608) 756-1111
www.bankwithpremier.com
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5:30PM
Saturday
8:30–11:30AM
Testimonials

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Above-shown info offers the details about a certain lender. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Janesville, Iowa

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in Janesville, ia. They are issued at individually-set interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will PremierBank help take out a payday loan in Janesville, Iowa?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Janesville, ia will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

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