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What people think about First National Bank and Trust?
This bank has great service and kind employees! They call me by name and know my kids. They are very easy to work with and have helped us get a loan when we needed one.
Nadia McCullough
Don't go here unless you have to....they need a lesson in customer service!
Quentin Mante
Friendly staff, very helpful.
Dr. Keith Zulauf
Important
Above there is information about a exact company. Below you can read common aspects of payday loans.
Payday Loans in Janesville, Iowa
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans in Janesville, Iowa is are easy to access. The interest rate is specific for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.
337% *
$500
Not Specified
31 days
Advantages of First National Bank and Trust that offers payday loans in Janesville, Iowa
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lending companies.
Why people take out payday loans?
Payday loans for bad credit
Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can save clients who have bad credit scores or have no credit history. But we remind you that as with any debt you should only dare applying for a payday loan if you are sure that you can make payments on time.
To get accepted for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was created to quickly calculate the APR. It’s easy to learn the real cost of the cash advance loan even before applying.
Other Payday Lenders in Janesville, Wisconsin
check n go, Check `n Go Store Directory
6019 Sheridan Rd, Kenosha, WI 53143, USA
+1 (262) 653-8888
locations.checkngo.com
Bank of Lake Mills
136 E Madison St, Lake Mills, WI 53551, USA
+1 (920) 648-8336
www.bankoflakemills.com
The Bank of New Glarus
501 1st St, New Glarus, WI 53574, USA
+1 (608) 527-5205
www.thebankofnewglarus.bank
