Heartland Credit Union Payday Loans Review - Dodgeville, Wisconsin

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3.8 8 reviews

1205 Joseph St, Dodgeville, WI 53533, USA
+1 (800) 362-3944
www.heartlandcu.org
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
8AM–6PM
Testimonials

Feedback about Heartland Credit Union?

Here you read the feedback of our customers.
Note

Pay Attention

Above there are details about a exact lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Dodgeville, Michigan

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and fast to take out loans in Dodgeville, Michigan. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Heartland Credit Union help issue a payday loan in Dodgeville, Michigan?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Dodgeville, Michigan. They estmate many other factors before taking out a loan. One of them is solvency. This is a way to improve your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

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