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What people think about First Citizens Bank?
Applied for a payday loan second time. Got denied! No idea WHY! No clarification. Tricky lender.
Keira Hirthe
Too high interest rate. Had to pay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Customer support was terrible too. The lady on the phone was very rude. Not recommended. Better seek another service.
Prof. Mathew Blick
This lender is a scam. I will never use again. $20 goes towards loan and you keep $84 for interest.
Mr. Domenico Sipes Jr.
I tried to borrow cash from First Citizens Bank. They rejected me. Why then declare they accept everyone even those with poor credit?? Choose another lender. Some time later, got many mails with an offer to take out a loan. I do not recommend this lender.
Aurelia Lakin
Important
Now you can see general aspects of payday loans.
Payday Loans in White Sulphur Springs, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Online payday loans can be the easiest solution to your sudden financial issues in White Sulphur Springs , New York because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the company's policy.
25% small loan cap
Advantages of First Citizens Bank that offers payday loans in White Sulphur Springs, New York
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lending companies.
Why people apply for cash advances?
Payday loans for bad credit
Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can rescue borrowers who have bad credit scores or have no credit score. But we remind you that as with any debt you should only think about applying for a cash advance if you are confident that you can make payments punctually.
To get accepted for a payday loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 30 seconds to become informative even before applying.
Other Payday Lenders in White Sulphur Springs, West Virginia
City National Bank - North Church Branch
108 N Church St N, Ripley, WV 25271, USA
+1 (304) 372-2281
locations.bankatcity.com
City National Bank
809 S Jefferson St, Lewisburg, WV 24901, USA
+1 (304) 645-2500
www.bankatcity.com
Northwestern Mutual Financial
234 Expert Cir, Princeton, WV 24739, USA
+1 (304) 431-5455
www.northwesternmutual.com