Summit Community Bank Payday Loans Review - West Union, West Virginia

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5 reviews

251 E Main St, West Union, WV 26456, USA
+1 (304) 873-2401
www.mysummit.bank
Saturday
8:30AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–6PM
Testimonials

What people think about Summit Community Bank?

Below you get acquainted with some of the opinions of our customers.
Note

Pay Attention

Now you can review general features of payday loans.

Payday Loans in West Union, West Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Online cash advance loans can be the best solution to your short-term financial difficulties in West Union , West Virginia because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

31% APR for loans up to $2,000

Advantages of Summit Community Bank that offers payday loans in West Union, West Virginia

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit history an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some clients to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your needs and repay your loan commitments on time.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your cash advance.

Let's see

Other Payday Lenders in West Union, West Virginia

First United Bank & Trust

29 West Southern Dr, Keyser, WV 26726, USA

+1 (304) 788-2552

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Huntington Bank

414 WV-34, Hurricane, WV 25526, USA

+1 (304) 757-0824

www.huntington.com

Premier Bank Inc.

601 Washington St, Ravenswood, WV 26164, USA

+1 (304) 273-1100

www.premierbankinc.com

ATM M&t Bank

7899 Winchester Ave, Inwood, WV 25428, USA

+1 (800) 627-3999

Ohio Valley Bank

280 E Main St, Milton, WV 25541, USA

+1 (304) 743-8074

www.ovbc.com

WesBanco Bank

71 Court St, Elizabeth, WV 26143, USA

+1 (304) 275-4268

locations.wesbanco.com

Lendmark Financial Services LLC

250 Piercy Dr Suite 17, Lewisburg, WV 24901, USA

+1 (304) 647-5557

www.lendmarkfinancial.com

First United Bank & Trust

7736 Winchester Ave, Inwood, WV 25428, USA

+1 (304) 229-5821

mybank.com

Bayer Heritage Federal Credit Union

178 WV-2, New Martinsville, WV 26155, USA

+1 (304) 455-4029

www.bayerhfcu.com