One Community Federal Credit Union Payday Loans Review - Parkersburg, West Virginia

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4.6 9 reviews

531 Fifth St, Parkersburg, WV 26101, USA
+1 (304) 485-4066
www.onecommunityfcu.org
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4:30PM
Testimonials

Feedback about One Community Federal Credit Union?

Here you see the feedback of our clients.
Note

Pay Attention

Further there will be given the details about not a exact lending company. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Parkersburg, West Virginia

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

It is simple and fast to issue payday loans in Parkersburg, West Virginia. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

31% APR for loans up to $2,000

How will One Community Federal Credit Union help take out a loan in Parkersburg, West Virginia?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Parkersburg, wv review this circumstance not an obstacle to issue a loan. The recipient of a cash advance should be prepared to objectively estimate financial solvency, issue a loan, repay the debt on a due date and not only cope with current problems, but enhance the credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

Let's see

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First Citizens Bank

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Bayer Heritage Federal Credit Union

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Peoples Bank

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United Bank

14 W Bethlehem Blvd, Wheeling, WV 26003, USA

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First Community Bank

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+1 (304) 732-7011

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Bayer Heritage Federal Credit Union

178 WV-2, New Martinsville, WV 26155, USA

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Woodforest National Bank

800 Foxcroft Ave, Martinsburg, WV 25401, USA

+1 (304) 260-1082

www.woodforest.com