Summit Community Bank Payday Loans Review - Oceana, West Virginia

Your personal information is safe with us
3.3 4 reviews

1049 Cook Pkwy, Oceana, WV 24870, USA
+1 (304) 682-6221
www.mysummit.bank
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Testimonials

What people think about Summit Community Bank?

Below you find some of the opinions of our customers.
Note

Important

Above there is information about a exact lender. Below you can read common characteristics of payday loans.

Payday Loans in Oceana, West Virginia

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Oceana, West Virginia. Loans from payday lenders can get you funds within a few hours. Your APR will depend on several things.

APR

31% APR for loans up to $2,000

Advantages of Summit Community Bank that offers payday loans in Oceana, West Virginia

  • Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to getting a bank loan. A payday loan can save borrowers who have low credit scores or have no credit score. But we recommend you that as with any loan you should only dare applying for a payday loan if you are sure that you can afford payments on scheduled.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the APR. It’s easy to find out the exact cost of the loan even before applying.

Let's see

Other Payday Lenders in Oceana, West Virginia

New Peoples Bank

1221 Stafford Dr, Princeton, WV 24740, USA

+1 (304) 487-9800

www.newpeoples.bank

Edward Jones - Financial Advisor: Zach Duncan

504 Grand Central Ave, Vienna, WV 26105, USA

+1 (304) 295-6669

www.edwardjones.com

The Farmers National Bank of Emlenton

715 Carolina Ave, Chester, WV 26034, USA

+1 (844) 387-3929

www.farmersnb.com

ATM M&t Bank

299 Bryan St, Petersburg, WV 26847, USA

+1 (800) 627-3999

City National Bank

200 Academy Dr, Ripley, WV 25271, USA

+1 (304) 372-7536

www.bankatcity.com

Loan Assistance

650 Jennmar Dr, Reedsville, WV 26547, USA

+1 (304) 296-1448

Edward Jones - Financial Advisor: Reid D Bailey

2810 Grand Central Ave, Vienna, WV 26105, USA

+1 (304) 295-9948

www.edwardjones.com

Wes Banco Bank

2100 National Rd, Wheeling, WV 26003, USA

+1 (304) 243-7550

www.wesbanco.com

First Community Bank

2 W Main St, Buckhannon, WV 26201, USA

+1 (304) 472-1112

www.firstcommunitybank.com