CNB Bank, Inc. Payday Loans Review - Berkeley Springs, West Virginia

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4.7 6 reviews

101 S Washington St, Berkeley Springs, WV 25411, USA
+1 (304) 258-1520
www.cnb.bank
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

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Lending companies are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Berkeley Springs, West Virginia

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Berkeley Springs, West Virginia is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

31% APR for loans up to $2,000

How will CNB Bank, Inc. help take out a payday loan in Berkeley Springs, West Virginia?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by microfinance organizations to issue a loan. The lending company process many aspects such as financial solvency to approve the request. Payday loans in Berkeley Springs, West Virginia may help enhance your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

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