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What people think about iQ Credit Union?
On the bright side, the IQ across the street always works and feels much nicer.
Alvera Will
IQ credit union does not keep your money safe
Madonna Lubowitz
Important
The above-given information provides the details about a peculiar lending service. The information below is about common information about payday loans.
Payday Loans in Vancouver, Washington
A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
It is hassle-free and speedy to get approved for payday loans in Vancouver, Washington. The interest rate will be set specifically for each client and will depend on the personal details the applicant provided.
391%* APR
$700 (*or 30% of gross monthly income)
Not Specified
45 days
Advantages of iQ Credit Union that offers payday loans in Vancouver, Washington
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a bad credit history. Payday loan approvals depend very much on other factors. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.
Other Payday Lenders in Vancouver, Washington
ATM - Umpqua Bank
17510 Meridian Ave E, Puyallup, WA 98375, USA
+1 (253) 926-5972
locations.umpquabank.com
HomeStreet Bank Home Loan Center
601 Union St, Seattle, WA 98101, USA
+1 (206) 389-4400
www.homestreet.com
ATM - Umpqua Bank
5512 22nd Ave NW, Seattle, WA 98107, USA
+1 (206) 789-5755
locations.umpquabank.com
