Columbia Credit Union Payday Loans Review - Vancouver, Washington

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3.2 22 reviews

Organization owner?

3501 SE 192nd Ave, Vancouver, WA 98683, USA

+1 (360) 891-4000

www.columbiacu.org

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–1:30PM

Sunday

Closed

Monday

9AM–6PM

Domain Info

What people think about Columbia Credit Union?

Below you find some of the testimonials of our clients.

Note

Important

Below you can see general information about payday loans and their common features.

Payday Loans in Vancouver, Washington

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans may be an easy and speedy solution to a short-term problem in Vancouver, Washington. Loans from payday lenders can get you cash quickly. Your APR will depend on a few things.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

Advantages of Columbia Credit Union that offers payday loans in Vancouver, Washington

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to submit the application. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get a payday loan. Such loans are designed to help meet the needs of consumers with lower credit scores. There are companies who may be happy to offer you a payday loan even if you have a bad credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get approved for a payday loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

Let's see