Columbia Credit Union Payday Loans Review - Vancouver, Washington

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3 26 reviews

808 NE 98th Cir, Vancouver, WA 98665, USA
+1 (360) 891-4000
www.columbiacu.org
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1:30PM
Sunday
Closed
Testimonials

What people think about Columbia Credit Union?

Below you read some of the opinions of our customers.
Note

Pay Attention

Above there is information about a precise lender. Below you can review common characteristics of payday loans.

Payday Loans in Vancouver, Washington

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Cash advance loans may become an easy and speedy solution to a short-term problem in Vancouver, Washington. Loans from payday lenders can get you funds quickly. Your interest rate will depend on several things.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

Advantages of Columbia Credit Union that offers payday loans in Vancouver, Washington

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on other circumstances. Lenders will check your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your cash advance.

Let's see

Other Payday Lenders in Vancouver, Washington

Cash America Pawn

415 Rainier Ave N, Renton, WA 98057, USA

+1 (206) 772-2151

Horizon Credit Union

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+1 (800) 852-5316

www.hzcu.org

Gesa Credit Union

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www.gesa.com

ATM Opus Bank

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+1 (800) 627-3999

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Cash America Pawn

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+1 (206) 246-9353

Timberland Bank

300 N Boone St, Aberdeen, WA 98520, USA

+1 (360) 533-6440

www.timberlandbank.com

Heritage Bank

15211 Pacific Ave S, Tacoma, WA 98444, USA

+1 (253) 531-4360

local.heritagebanknw.com

Moneytree

220 Vista Way, Kennewick, WA 99336, USA

+1 (509) 374-4796

locations.moneytreeinc.com

ATM (Key Bank)

90 SE Pioneer Way, Oak Harbor, WA 98277, USA

www.key.com