People's Community Federal Credit Union Payday Loans Review - Vancouver, Washington

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3.7 6 reviews
Organization owner?
701 W Columbia Way, Vancouver, WA 98660, USA
+1 (360) 695-5121
www.peoplescu.org
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM

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Created Date
Mailing Address
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Testimonials

Feedback about People's Community Federal Credit Union?

Here you get acquainted with the reviews of our customers.

People's Community Federal Credit Union is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on due date. The employees in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Luz Crona

I got into one situation. I emergenctly needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. People's Community Federal Credit Union in Vancouver seemed to me the most reliable.

Reese Casper

I have a problem with paying a loan at another company. It is inconvenient to borrow from friends. Therefore, I decided to address People's Community Federal Credit Union. They really helped.

Shawna Jacobson Jr.

People's Community Federal Credit Union applied for a cash advance secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Miss Rosalia Witting IV

Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes users get acquainted shared information about payday loans.

Payday Loans in Vancouver, Washington

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Vancouver, Washington are taken out hassle-free. The interest percentage is dependent on the customer's personal information: if you pay off more payday loans, the more efficient terms and rates payday lending companies offer.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will People's Community Federal Credit Union help take out a loan in Vancouver, Washington?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Vancouver, wa will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see

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