Columbia Credit Union Payday Loans Review - Vancouver, Washington

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3.3 20 reviews

13100 NE Hwy 99, Vancouver, WA 98686, USA
+1 (360) 891-4000
www.columbiacu.org
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1:30PM
Sunday
Closed
Monday
9AM–6PM
Testimonials

What people think about Columbia Credit Union?

Below you see some of the reviews of our customers.
Note

Pay Attention

Above there is information about a definite lender. Below you can read common features of payday loans.

Payday Loans in Vancouver, Washington

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to access in Vancouver, Washington. The entire process is hassle-free. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

Advantages of Columbia Credit Union that offers payday loans in Vancouver, Washington

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a poor credit rating. Payday loan approvals depend very much on specific factors. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the payday loan immediately.

Let's see

Other Payday Lenders in Vancouver, Washington

ATM - Umpqua Bank

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+1 (866) 486-7782

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Washington Trust Bank

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Washington Federal Bank

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+1 (509) 662-4429

www.wafdbank.com

Moneytree

1420 Marvin Rd NE Suite D, Lacey, WA 98516, USA

+1 (360) 486-9900

www.moneytreeinc.com

KeyBank

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+1 (509) 877-2131

www.key.com

Wells Fargo Bank

5588 S Harbor Ave, Freeland, WA 98249, USA

+1 (360) 331-5400

www.wellsfargo.com

KeyBank

1902 110th St SE, Everett, WA 98208, USA

+1 (425) 337-4101

www.key.com

iQ Credit Union

Clark College, Gaiser Hall, 1933 Fort Vancouver Way, Vancouver, WA 98663, USA

+1 (360) 695-3441

www.iqcu.com

Principal Financial Group

103 E 3rd Ave, Moses Lake, WA 98837, USA

+1 (509) 436-9618

www.principal.com