OnPoint Community Credit Union Payday Loans Review - Vancouver, Washington

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3.6 21 reviews

6711 NE 63rd St, Vancouver, WA 98661, USA
+1 (503) 228-7077
www.onpointcu.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Monday
9AM–6PM

Domain Info

Created Date

2005-08-03

Mailing Address

PO Box 1769

Denver

CO

80201

United States

Company Name

Whois Agent

Domain Protection Services, Inc.

Contact Data

+1.7208009072

+1.7209758725

Testimonials

What people think about OnPoint Community Credit Union?

Below you see some of the reviews of our clients.
Note

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Vancouver, Washington

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is hassle-free and speedy to get approved for payday loans in Vancouver, Washington. The APR will be set individually for each client and will depend on the personal information the consumer entered.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

Advantages of OnPoint Community Credit Union that offers payday loans in Vancouver, Washington

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a bad credit score an increased opportunity to get approved for such loans. A payday loan may be the only option available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your capabilities and repay your loan commitments in good time.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see

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