iQ Credit Union Payday Loans Review - Vancouver, Washington

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3.9 27 reviews

13505 NE 10th Ave, Vancouver, WA 98685, USA
+1 (360) 695-3441
www.iqcu.com
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–5:30PM
Saturday
9:30AM–2PM
Sunday
Closed
Monday
9:30AM–5:30PM
Testimonials

Feedback about iQ Credit Union?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Payday lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Vancouver, Washington

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Vancouver, Washington is taken out simply and fast. The interest rate is set depending on the category of the client: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will iQ Credit Union help issue a loan in Vancouver, Washington?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Vancouver, wa will assess other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its real cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Vancouver, Washington

Alaska USA Federal Credit Union

1207 S 320th St, Federal Way, WA 98003, USA

+1 (800) 525-9094

www.alaskausa.org

Principal Financial Group

3009 E Chattaroy Rd, Chattaroy, WA 99003, USA

+1 (509) 350-4015

www.principal.com

Washington Trust Bank

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+1 (509) 884-7111

www.watrust.com

Edward Jones - Financial Advisor: Tony C Bright

6840 Fort Dent Way #150, Tukwila, WA 98188, USA

+1 (206) 246-2686

www.edwardjones.com

Kitsap Bank

4714 Point Fosdick Dr, Gig Harbor, WA 98335, USA

+1 (253) 858-8818

ACE Cash Express

3600 W Clearwater Ave, Kennewick, WA 99336, USA

+1 (509) 783-0346

www.acecashexpress.com

Windsor Financial Services LLC

36118 SE Fish Hatchery Rd, Fall City, WA 98024, USA

+1 (425) 222-6766

www.windsorfs.com

Qualstar Credit Union - Seattle/SODO Branch

1731 4th Ave S, Seattle, WA 98134, USA

+1 (800) 848-0018

qualstarbranch.qualstarcu.com

ACE Cash Express

1212 State Ave, Marysville, WA 98270, USA

+1 (360) 657-4682

acecashexpress.com