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What people think about OnPoint Community Credit Union?
Amy Rice at this location is OUTSTANDING!
Kyra Krajcik
Very confusing and online banking NOT user friendly!
Ms. Ivah Huel I
The staff are always really nice and helpful.
Flossie Wisozk
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Below you can review general information about payday loans and their common characteristics.
Payday Loans in Vancouver, Washington
Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.
It is trouble-free and speedy to get accepted for payday loans in Vancouver, Washington. The interest rate will be set specifically for each applicant and will depend on the personal details the client entered.
391%* APR
$700 (*or 30% of gross monthly income)
Not Specified
45 days
Advantages of OnPoint Community Credit Union that offers payday loans in Vancouver, Washington
- Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit history. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get accepted for a cash advance, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Vancouver, Washington
Riverview Community Bank
15 NW 13th Ave, Battle Ground, WA 98604, USA
+1 (360) 687-5104
www.riverviewbank.com
Washington Federal Bank
8747 Holman Rd NW, Seattle, WA 98117, USA
+1 (206) 784-7749
www.wafdbank.com
Banner Bank
13605 Meridian Ave E, Puyallup, WA 98373, USA
+1 (253) 445-6626
locations.bannerbank.com