iQ Credit Union Payday Loans Review - Vancouver, Washington

Your personal information is safe with us
2.2 6 reviews

Clark College, Gaiser Hall, 1933 Fort Vancouver Way, Vancouver, WA 98663, USA
+1 (360) 695-3441
www.iqcu.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Testimonials

What people think about iQ Credit Union?

Below you read some of the opinions of our customers.
Note

Pay Attention

Now you can read general aspects of payday loans.

Payday Loans in Vancouver, Washington

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Vancouver, Washington. The entire process is easy. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

Advantages of iQ Credit Union that offers payday loans in Vancouver, Washington

  • 24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval rates. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be eligible a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit rating. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the precise cost of the payday loan immediately.

Let's see

Other Payday Lenders in Vancouver, Washington

KeyBank

2081 Main St, Ferndale, WA 98248, USA

+1 (360) 676-6311

www.key.com

Washington Federal Bank

300 E Fairhaven Ave, Burlington, WA 98233, USA

+1 (360) 755-9241

www.wafdbank.com

First Citizens Bank

5101 Point Fosdick Dr, Gig Harbor, WA 98335, USA

+1 (253) 853-3500

locations.firstcitizens.com

Heritage Bank

900 Cooper Point Rd SW, Olympia, WA 98502, USA

+1 (360) 705-3500

local.heritagebanknw.com

Bank of America ATM (Drive-thru)

8815 34th Ave NE, Tulalip, WA 98271, USA

+1 (844) 401-8500

www.bankofamerica.com

ATM Riverview Community Bank

15 NW 13th Ave, Battle Ground, WA 98604, USA

+1 (800) 822-2076

www.riverviewbank.com

Evergreen Home Loans Walla Walla NMLS 2104411

26 E Main St Suite 202, Walla Walla, WA 99362, USA

+1 (509) 579-3590

www.evergreenhomeloans.com

Washington Federal Bank

1501 Riverside Dr, Mt Vernon, WA 98273, USA

+1 (360) 424-4440

www.wafdbank.com

Gesa Credit Union

5426 N Rd 68, Pasco, WA 99301, USA

+1 (509) 378-3100

www.gesa.com