Stearns Home Loans - Spokane, WA Payday Loans Review - Spokane, Washington

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4.9 12 reviews

100 N Mullan Rd #202, Spokane, WA 99206, USA
+1 (509) 795-2478
stearns.com
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM

Domain Info

Created Date

1995-11-25

Mailing Address

California

United States

Company Name

Stearns Lending, LLC

Stearns Lending, LLC

Testimonials

What people think about Stearns Home Loans - Spokane, WA?

Below you see some of the testimonials of our customers.
Note

Pay Attention

Now you can read general characteristics of payday loans.

Payday Loans in Spokane, Missouri

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is trouble-free and fast to get accepted for payday loans in Spokane, Missouri. The APR will be set individually for each person and will depend on the personal data the borrower provided.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Advantages of Stearns Home Loans - Spokane, WA that offers payday loans in Spokane, Missouri

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are companies who may be ready to give you a payday loan even if you have a bad credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the cash advance loan immediately.

Let's see

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