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What people think about Washington Federal Bank?
Was invited to a birthday party but was empty at that time. A friend recommended me to contact Washington Federal Bank. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had bad credit. In general, The process was simple.
Theron Reynolds
I had problems with paying back my bank loan and was not sure I would get accepted for a loan with Washington Federal Bank . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $600 online. Fortunately I got an approval!!! They literally saved my life.
Jasen Heaney
I have already used this lender 3 times and I was very pleased with the rates. This is the only day and night lender with reasonable rates in my town.
Mr. Magnus Roberts II
Important
Above there is information about a precise company. Below you can read common characteristics of payday loans.
Payday Loans in Seattle, Washington
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans are the easiest loans to get in Seattle, Washington. The entire process is stress-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.
391%* APR
$700 (*or 30% of gross monthly income)
Not Specified
45 days
Advantages of Washington Federal Bank that offers payday loans in Seattle, Washington
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Why people take out cash advances?
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on specific aspects. They will check your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.
To get approved for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the real cost of the cash advance loan immediately.
Other Payday Lenders in Seattle, Washington
U.S. Bank Branch
2108 W Main St, Battle Ground, WA 98604, USA
+1 (360) 666-9156
locations.usbank.com
TwinStar Credit Union Yelm Safeway
1109 E Yelm Ave, Yelm, WA 98597, USA
+1 (800) 258-3115
www.twinstarcu.com
Fred Meyer Money Services
2811 W 10th Ave, Kennewick, WA 99336, USA
+1 (509) 735-8700
moneyservices.kroger.com
Qualstar Credit Union - Seattle/SODO Branch
1731 4th Ave S, Seattle, WA 98134, USA
+1 (800) 848-0018
qualstarbranch.qualstarcu.com