Columbia Bank Payday Loans Review - Seattle, Washington

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5 3 reviews

2212 NW 56th St, Seattle, WA 98107, USA
+1 (206) 254-8070
www.columbiabank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Testimonials

What people think about Columbia Bank?

Below you find some of the reviews of our clients.
Note

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Seattle, Washington

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans are the easiest loans to get in Seattle, Washington. The entire process is easy. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

Advantages of Columbia Bank that offers payday loans in Seattle, Washington

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to clients with a poor credit score. Payday loan approvals depend very much on other aspects. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see

Other Payday Lenders in Seattle, Washington

Chase Bank

1561 E Main St, Freeland, WA 98249, USA

+1 (360) 331-6141

locator.chase.com

Columbia Bank

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+1 (360) 435-5545

www.columbiabank.com

Mountain West Bank

7407 N Division St, Spokane, WA 99208, USA

+1 (509) 466-0200

www.mountainwestbank.com

ATM (Key Bank)

711 Haggen Dr, Burlington, WA 98233, USA

www.key.com

Money Express

305 E Yelm Ave, Yelm, WA 98597, USA

+1 (360) 458-6611

Caliber Home Loans - Mountlake Terrace

6100 219th St SW #545, Mountlake Terrace, WA 98043, USA

+1 (425) 599-2600

www.caliberhomeloans.com

KeyBank

180 Telegraph Rd, Bellingham, WA 98226, USA

+1 (360) 676-6115

www.key.com

Imperial PFS

22522 29th Dr SE #214, Bothell, WA 98021, USA

+1 (425) 951-7800

ipfs.com

Bank of America (with Drive-thru ATM)

210 5th Ave SW, Olympia, WA 98501, USA

+1 (360) 753-8600

locators.bankofamerica.com