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What people think about Columbia Bank?
Was invited to a birthday party but was empty at that time. A friend recommended me to use Columbia Bank. And I did. This was the right decision! Yes, the interest rate was high but I believe it’s because I had no credit. In general, The process was fast.
Sven Krajcik
Used Columbia Bank for the third time. The company is legit. They always keep you informed on your loan. No fraud. You can always extend your loan. They are always there when I need extra cash.
Adrain Legros
Thanks!! The funds were transferred to my bank account as agreed – the next day. I paid off the loan early and had no complaints. The process is speedy and legit. Be a responsible client and you will have no complaints.
Jaren Hahn
They only ask for an ID to apply. Last month I was fined and needed extra money to survive. These guys saved me although I had a low credit score. Quick and legit process. Very happy!!
Miss Maudie Kautzer V
I always use Columbia Bank when it need a cash advance. The application process is hassle-fee. No issues.
Mr. Selmer Rippin DVM
Important
Below you can review general information about payday loans and their common features.
Payday Loans in Seattle, Washington
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Payday loans are the easiest loans to get in Seattle, Washington. The entire process is easy. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.
391%* APR
$700 (*or 30% of gross monthly income)
Not Specified
45 days
Advantages of Columbia Bank that offers payday loans in Seattle, Washington
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to submit the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to clients with a poor credit score. Payday loan approvals depend very much on other aspects. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Seattle, Washington
Mountain West Bank
7407 N Division St, Spokane, WA 99208, USA
+1 (509) 466-0200
www.mountainwestbank.com
Caliber Home Loans - Mountlake Terrace
6100 219th St SW #545, Mountlake Terrace, WA 98043, USA
+1 (425) 599-2600
www.caliberhomeloans.com
Bank of America (with Drive-thru ATM)
210 5th Ave SW, Olympia, WA 98501, USA
+1 (360) 753-8600
locators.bankofamerica.com