Umpqua Bank Payday Loans Review - Seattle, Washington

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3.5 10 reviews

5512 22nd Ave NW, Seattle, WA 98107, USA
+1 (206) 789-5755
locations.umpquabank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR

Hillsboro

OR

97124-7104

United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

tss_systemoperations@umpquabank.com

+1.8778674357

Testimonials

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Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Seattle, Washington

A short-term lending option is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Seattle, Washington is issued simply and fast. The interest percentage is defined considering the category of the client: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Umpqua Bank help issue a payday loan in Seattle, Washington?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be credited to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a payday loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Seattle, Washington. The company will assess many points to qualify such as solvency. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see

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