Columbia Bank Payday Loans Review - Ritzville, Washington

Your personal information is safe with us
5 reviews

201 W Main Ave, Ritzville, WA 99169, USA
+1 (509) 659-0223
www.columbiabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Testimonials

Feedback about Columbia Bank?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes people grapple with common information about payday loans.

Payday Loans in Ritzville, Washington

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and quick to issue loans in Ritzville, Washington. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Columbia Bank help issue a payday loan in Ritzville, Washington?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the request when lenders in Ritzville, wa will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the annual percentage rate. This is a exact cost of the loan.

Let's see

Other Payday Lenders in Ritzville, Washington

Bruce Lyman - Heritage Bank

2205 S 1st St, Yakima, WA 98903, USA

+1 (509) 834-2714

local.heritagebanknw.com

TAPCO Credit Union

5620 176th St E Ste I-101, Puyallup, WA 98375, USA

+1 (253) 565-9895

www.tapcocu.org

Kitsap Bank

10140 High School Rd NE, Bainbridge Island, WA 98110, USA

+1 (206) 842-6637

ATM (Key Bank)

201 W Main St, Centralia, WA 98531, USA

www.key.com

Harborstone Credit Union

6019 Lake Grove St SW, Lakewood, WA 98499, USA

+1 (800) 523-3641

www.harborstone.com

Loans Shellie

5430 64th St NE, Marysville, WA 98270, USA

+1 (360) 548-3124

ATM (Key Bank)

15110 NE 24th St, Redmond, WA 98052, USA

www.key.com

Moneylend

2209 Westlake Ave, Seattle, WA 98121, USA

Peoples Bank

1895 E Main St, Ferndale, WA 98248, USA

+1 (360) 380-1014

www.peoplesbank-wa.com