Columbia Bank Payday Loans Review - Ritzville, Washington

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5 reviews

Organization owner?

201 W Main Ave, Ritzville, WA 99169, USA

+1 (509) 659-0223

www.columbiabank.com

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Domain Info

Feedback about Columbia Bank?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes people grapple with common information about payday loans.

Payday Loans in Ritzville, Washington

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and quick to issue loans in Ritzville, Washington. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Columbia Bank help issue a payday loan in Ritzville, Washington?

Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to attend any department.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
Fast and high approval rate. The positive decision counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the request when lenders in Ritzville, wa will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the annual percentage rate. This is a exact cost of the loan.

Let's see