Wheatland Bank Payday Loans Review - Ritzville, Washington

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2.7 3 reviews

Organization owner?

101 E 1st Ave, Ritzville, WA 99169, USA

+1 (509) 659-0330

wheatland.bank

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Domain Info

What people think about Wheatland Bank?

Below you see some of the testimonials of our clients.

Note

Important

Now you can see general features of payday loans.

Payday Loans in Ritzville, Washington

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Ritzville, Washington is are easy to access. The APR is individual for each borrower and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

Advantages of Wheatland Bank that offers payday loans in Ritzville, Washington

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to fill out the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can rescue clients who have bad credit scores or have no credit history. But we advise you that as with any borrowing you should only consider applying for a payday loan if you are sure that you can afford payments as agreed in the contract.

To get accepted for a loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see