Columbia Credit Union Payday Loans Review - Ridgefield, Washington

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4 16 reviews

109 S 65th Ave, Ridgefield, WA 98642, USA
+1 (360) 891-4000
www.columbiacu.org
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1:30PM
Sunday
Closed
Monday
9AM–6PM
Testimonials

What people think about Columbia Credit Union?

Below you get acquainted with some of the opinions of our clients.
Note

Important

Now you can see general aspects of payday loans.

Payday Loans in Ridgefield, Connecticut

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Ridgefield, Connecticut is are easy to get. The interest rate is individual for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

12$ small loan cap

Advantages of Columbia Credit Union that offers payday loans in Ridgefield, Connecticut

  • 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval chances. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a poor credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only financial product available for some people to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your opportunities and pay off your loan commitments as agreed in the contract.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to learn the real cost of the cash advance loan even before applying.

Let's see

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