Kitsap Credit Union Payday Loans Review - Port Orchard, Washington

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3.3 32 reviews

393 S Kitsap Blvd, Port Orchard, WA 98366, USA
+1 (360) 662-2000
www.kitsapcu.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Testimonials

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Here you read the reviews of our clients.
Note

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Port Orchard, Washington

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Such financial products as payday loan in Port Orchard, Washington is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates a customer will get.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Kitsap Credit Union help issue a payday loan in Port Orchard, Washington?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Port Orchard, wa consider this circumstance not a drawback to take out a loan. The customer of a cash advance should be prepared to objectively assess financial capabilities, take out a loan, repay the debt on time and not only handle current problems, but improve the credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should calculate its definite cost. This calculator will show the APR of the loan.

Let's see

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