Gesa Credit Union Payday Loans Review - Pasco, Washington

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3 34 reviews

2202 W Sylvester St, Pasco, WA 99301, USA
+1 (509) 378-3100
www.gesa.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM

Domain Info

Created Date

1996-02-17

Mailing Address

Washington

United States

Company Name

Gesa Credit Union

Gesa Credit Union

Testimonials

Feedback about Gesa Credit Union?

Here you grapple with the reviews of our clients.
Note

Pay Attention

Above-specified info provides the details about a certain lender. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Pasco, Washington

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

It is simple and quick to take out loans in Pasco, Washington. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Gesa Credit Union help take out a payday loan in Pasco, Washington?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

11%
Healthcare Bills

12%
Traveling

9%
Car Repair

3%
Clothes

5%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Pasco, wa review this circumstance not an obstacle to issue a loan. The borrower of a loan should be prepared to objectively assess financial abilities, take out a loan, pay off the debt on schedule and not only handle current issues, but improve the credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see

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