Umpqua Bank Payday Loans Review - Mercer Island, Washington

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5 2 reviews

Organization owner?

7803 SE 27th St Suite 170, Mercer Island, WA 98040, USA

+1 (206) 232-2117

locations.umpquabank.com

Monday

10AM–2PM

Tuesday

10AM–2PM

Wednesday

10AM–2PM

Thursday

10AM–2PM

Friday

10AM–2PM

Saturday

Closed

Sunday

Closed

Domain Info

Mailing Address

20085 NW TANASBOURNE DR

Hillsboro

97124-7104

United States

Contact Data

tss_systemoperations@umpquabank.com

+1.8778674357

Testimonials

Feedback about Umpqua Bank?

Here you get acquainted with the reviews of our customers.

Note

Pay Attention

Payday lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Mercer Island, Washington

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Mercer Island, Washington are taken out problem-free. The interest percentage depends on the borrower's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Umpqua Bank help issue a payday loan in Mercer Island, Washington?

Round the clock service. Every client may contact the service round the clock. The borrowed funds will be credited to account. You won't be asked to attend any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill in an online application only. It will be considered within minutes. The money are credited in 24 business hours.
Fast and high approval percentage. The positive decision counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by microfinance organizations to take out a loan. The lender process many aspects such as financial abilities to approve the form. Cash advance in Mercer Island, Washington may help enhance your credit score.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a exact cost of the payday loan.

Let's see