Heritage Bank Payday Loans Review - Longview, Washington

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4.3 20 reviews

927 Commerce Ave, Longview, WA 98632, USA
+1 (360) 423-9800
local.heritagebanknw.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Testimonials

What people think about Heritage Bank?

Below you get acquainted with some of the opinions of our customers.
Note

Important

Above there is information about a definite loan provider. Below you can read common aspects of payday loans.

Payday Loans in Longview, Illinois

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online cash advance loans can be the right solution to your temporary financial troubles in Longview , Illinois because they are easily obtained and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Heritage Bank that offers payday loans in Longview, Illinois

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit history an increased chance to get approved for such loans. A payday loan may be the only financial product available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and pay back your loan commitments as agreed in the contract.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 20 seconds to become informative even before applying.

Let's see

Other Payday Lenders in Longview, Washington

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Kitsap Bank

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KeyBank

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KeyBank ATM

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Peoples Bank

1801 Riverside Dr, Mt Vernon, WA 98273, USA

+1 (360) 424-3319

www.peoplesbank-wa.com

Columbia Bank

1100 Harrison Ave, Centralia, WA 98531, USA

+1 (360) 736-0722

www.columbiabank.com

Bank of America ATM

423 1st St, Cheney, WA 99004, USA

+1 (844) 401-8500

locators.bankofamerica.com

Heritage Bank

301 W Yakima Ave, Yakima, WA 98902, USA

+1 (509) 453-1172

local.heritagebanknw.com