Timberland Bank Payday Loans Review - Lacey, Washington

Your personal information is safe with us

3 2 reviews

Organization owner?

1751 Circle Ln SE, Lacey, WA 98503, USA

+1 (360) 413-3891

www.timberlandbank.com

Monday

10AM–3PM

Tuesday

10AM–3PM

Wednesday

10AM–3PM

Thursday

10AM–3PM

Friday

10AM–3PM

Saturday

Closed

Sunday

Closed

Domain Info

Feedback about Timberland Bank?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Further there will be shown the details about not a certain lender. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Lacey, Washington

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Lacey, Washington is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a customer will get.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Timberland Bank help take out a payday loan in Lacey, Washington?

24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

32%

Healthcare Bills

36%

Traveling

27%

Car Repair

Clothes

14%

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is processed by financial institutions. Lenders in Lacey, wa consider this circumstance not a drawback to take out a loan. The client of a payday loan should be prepared to objectively estimate financial abilities, issue a loan, repay the debt on time and not only solve current issues, but improve the credit rating.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see