HomeStreet Bank Payday Loans Review - Lacey, Washington

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2.9 16 reviews

810 Sleater Kinney Rd SE Suite B, Lacey, WA 98503, USA
+1 (360) 438-4200
www.homestreet.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1998-08-21

Mailing Address

601 UNION ST STE 2000

SEATTLE

WA

98101-1378

United States

Company Name

HomeStreet Bank

HomeStreet Bank

Contact Data

it_operations@homestreet.com

+1.2062644161

+1.2063894462

Testimonials

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Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Lenders are provided in the first three points. Below info offers common information about payday loans.

Payday Loans in Lacey, Washington

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Lacey, Washington are issued problem-free. The interest percentage is conditional on the customer's person-related data: if you pay off more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will HomeStreet Bank help issue a payday loan in Lacey, Washington?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Lacey, Washington. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the payday loan. It takes seconds to see the outcome.

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