TwinStar Credit Union at Lacey Credit Union Center Payday Loans Review - Lacey, Washington

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4 31 reviews

Organization owner?

4540 6th Ave SE, Lacey, WA 98503, USA

+1 (800) 258-3115

www.twinstarcu.com

Monday

9AM–5:30PM

Tuesday

9AM–5:30PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Friday

9AM–5:30PM

Saturday

9:30AM–2PM

Sunday

Closed

Domain Info

Feedback about TwinStar Credit Union at Lacey Credit Union Center?

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Above-defined info provides the details about a certain lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in Lacey, Washington

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Lacey, Washington are issued easily. The interest percentage depends on the customer's personal information: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will TwinStar Credit Union at Lacey Credit Union Center help issue a loan in Lacey, Washington?

Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with personal data. It will take some minutes to review the form. The money are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Lacey, Washington. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the payday loan known as APR.

Let's see