Columbia Bank Payday Loans Review - Kingston, Washington

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5 2 reviews

26563 Lindvog Rd NE, Kingston, WA 98346, USA
+1 (360) 297-1711
www.columbiabank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
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Further there will be presented the details about not a exact lender. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Kingston, New York

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Kingston, New York are issued easily. The interest rate is conditional on the client's personal data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will Columbia Bank help issue a loan in Kingston, New York?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Kingston, ny review this circumstance not a drawback to take out a loan. The client of a cash advance should be prepared to objectively estimate financial capabilities, take out a loan, pay off the debt on time and not only resolve current difficulties, but improve the credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a exact cost of the payday loan.

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Gesa Credit Union

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Cash America Pawn

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KeyBank

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Whidbey Island Bank

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Edward Jones - Financial Advisor: Sue Poe, CFP®

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KeyBank

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WaFd Bank

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+1 (509) 484-8009

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