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What people think about Cathay Bank?
Said I was approved for a loan. Have been waiting 5 days, still no funds I my account. I conclude it’s scam.
Antoinette Steuber
I tried to borrow funds from Cathay Bank. They declined me. Why then say they approve everyone even those with bad credit?? Waste of time. Some time later, got many calls with an offer to apply for a cash advance loan. I do not recommend this company.
Theodora White
Wasted too much efforts with this organization. They charge hidden fees! Seek elsewhere
Andy Fadel
I was accepted for $600 for a period of 5 days. In the end, I had to repay twice as much with all the commissions charged.
Prof. Jade Considine
Applied for a payday loan second time. Got denied! No suggestion for what reason! No clarification. Suspicious company.
Cassandre Kirlin
Important
Now you can read general characteristics of payday loans.
Payday Loans in Kent, New York
A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans in Kent, New York is are easy to access. The APR is specific for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of Cathay Bank that offers payday loans in Kent, New York
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
- High approval chances. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lending companies.
Why people take out payday loans?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit score. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.
To get approved for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was created to quickly calculate the APR. It’s easy to learn the definite cost of the loan even before applying.
Other Payday Lenders in Kent, Washington
Fred Meyer Money Services
700 Sleater Kinney Rd SE, Lacey, WA 98503, USA
+1 (360) 438-6450
moneyservices.kroger.com
Fred Meyer Money Services
2801 Bickford Ave, Snohomish, WA 98290, USA
+1 (360) 563-3700
moneyservices.kroger.com
ATM - Umpqua Bank
3301 E, E 4th Plain Blvd, Vancouver, WA 98661, USA
+1 (360) 699-4338
locations.umpquabank.com
East West Bank
10900 NE 4th St Suite 200, Bellevue, WA 98004, USA
+1 (425) 637-1188
www.eastwestbank.com
Umpqua Bank: Terry Wiyrick
111 W North River Dr #206, Spokane, WA 99201, USA
+1 (509) 842-9558
umpquabank.com
Bay Equity Home Loans
1002 Park Ave N suite a, Renton, WA 98057, USA
+1 (253) 255-3487
www.bayequityhomeloans.com