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What people think about Peoples Bank?
Peoples Bank seems legit. At least they charge no hidden fees. This was the only lender that accepted me for a payday loan.
Carol Weber DDS
They approve applicants urgently and transfer funds the same day. But beware – they charge high penalties for missed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!
Krystel Grimes
Important
Now you can see general characteristics of payday loans.
Payday Loans in Edmonds, Washington
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans in Edmonds, Washington is are simple to access. The interest rate is specific for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
391%* APR
$700 (*or 30% of gross monthly income)
Not Specified
45 days
Advantages of Peoples Bank that offers payday loans in Edmonds, Washington
- Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit an application and wait for approval.
Why people take out cash advances?
Payday loans for bad credit
If you have a bad credit score you may still be eligible a payday loan. Such loans are created to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a poor credit score. You will need a stable income to get approved for a bad credit payday loan.
To get approved for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your loan.
Other Payday Lenders in Edmonds, Washington
A1 Cash Now - We Pay More
13520 100th Ave NE, Kirkland, WA 98034, USA
+1 (425) 820-4653
www.a1cashnow.com
Fred Meyer Money Services
20904 WA-410, Bonney Lake, WA 98391, USA
+1 (253) 891-7300
moneyservices.kroger.com
Umpqua Bank Home Lending
1730 Minor Ave Ste 1100, Seattle, WA 98101, USA
+1 (206) 381-1930
www.umpquabank.com
