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What people think about Cheney Federal Credit Union?
A great small town bank that knows it's people and treats them like family.
Xander Jacobs Sr.
Amazing customer service caring folks highly recommend
Kavon Halvorson III
It's a place full of smiling faces and wonderful people! Highly recommended!!!
Prof. Jessy Kuhn
Important
Now you can see general features of payday loans.
Payday Loans in Cheney, Kansas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans are the easiest loans to access in Cheney, Kansas. The entire process is fast. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.
391%*
$500
7 days
30 days
Advantages of Cheney Federal Credit Union that offers payday loans in Cheney, Kansas
- 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
- High approval chances. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people take out cash advances?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit score. Payday loan approvals depend very much on specific aspects. They will check your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get approved for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the definite cost of the cash advance loan immediately.
Other Payday Lenders in Cheney, Washington
Evergreen Home Loans Ellensburg NMLS 1391360
2411 W Dolarway Rd Suite 2, Ellensburg, WA 98926, USA
+1 (509) 925-5800
www.evergreenhomeloans.com
Hapo Community Credit Union
4851 W Hildebrand Blvd, Kennewick, WA 99337, USA
+1 (509) 943-5676
hapo.org
