1st Advantage Federal Credit Union Payday Loans Review - Yorktown, Virginia

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3 2 reviews

Shupper Road, Building 2006, Yorktown, VA 23691, USA
+1 (757) 877-2444
www.1stadvantage.org
Friday
10AM–2PM
Saturday
Closed
Sunday
Closed
Monday
10AM–2PM
Tuesday
Closed
Wednesday
10AM–2PM
Thursday
Closed
Testimonials

What people think about 1st Advantage Federal Credit Union?

Below you see some of the reviews of our clients.
Note

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Yorktown, Virginia

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is trouble-free and fast to get accepted for payday loans in Yorktown, Virginia. The interest rate will be set specifically for each applicant and will depend on the personal details the client filled in.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of 1st Advantage Federal Credit Union that offers payday loans in Yorktown, Virginia

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

16%
Treatment

11%
Vacation

9%
Clothes

7%
Home improvement

7%
Debt Consolidation

5%
Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than perfect, or who have little to no credit history. Bad credit rating may stop you from getting accepted for a bank loan. Payday lenders in Yorktown, va welcome borrowers with poor credit. You can apply for a bad credit payday loan online at any time of the day and if successful could have the funds in your account within a few hours.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see

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