Summit Community Bank Payday Loans Review - Winchester, Virginia

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3.5 6 reviews

2350 S Pleasant Valley Rd, Winchester, VA 22601, USA
+1 (540) 667-9393
www.mysummit.bank
Wednesday
8:30AM–7:30PM
Thursday
8:30AM–7:30PM
Friday
8:30AM–7:30PM
Saturday
9AM–5PM
Sunday
Closed
Monday
8:30AM–7:30PM
Tuesday
8:30AM–7:30PM
Testimonials

What people think about Summit Community Bank?

Below you find some of the testimonials of our customers.
Note

Pay Attention

Now you can see general aspects of payday loans.

Payday Loans in Winchester, Massachusetts

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans may turn out an easy and fast solution to a short-term problem in Winchester, Massachusetts. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on several factors.

APR

23% small loan cap

Advantages of Summit Community Bank that offers payday loans in Winchester, Massachusetts

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a bad credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your needs and repay your loan commitments punctually.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

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First Community Bank

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ACE Cash Express

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TowneBank Mortgage

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Farmers & Miners Bank

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Premier Bank Inc.

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Fast Cash

2605 W Mercury Blvd, Hampton, VA 23666, USA

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