First Citizens Bank Payday Loans Review - Vinton, Virginia

Your personal information is safe with us
5 4 reviews

970 Hardy Rd, Vinton, VA 24179, USA
+1 (540) 981-1991
locations.firstcitizens.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Testimonials

What people think about First Citizens Bank?

Below you see some of the opinions of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Vinton, Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is simple and speedy to get accepted for payday loans in Vinton, Virginia. The interest rate will be set individually for each case and will depend on the personal data the client entered.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of First Citizens Bank that offers payday loans in Vinton, Virginia

  • 24/7 application. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval chances. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still apply a payday loan. Such loans are designed to help meet the needs of people with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit score. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the real cost of the payday loan immediately.

Let's see

Other Payday Lenders in Vinton, Virginia

Legacy Bank

10073 State Rte 643, Hurley, VA 24620, USA

+1 (276) 566-8511

mylegacybank.net

First Citizens Bank

10233 Governor Harrison Pkwy, Lawrenceville, VA 23868, USA

+1 (434) 848-3900

locations.firstcitizens.com

M&T Bank

14245-R, Centreville Square, Centreville, VA 20121, USA

+1 (703) 222-2701

locations.mtb.com

Navy Federal Credit Union - ATM

990 Bragg Rd, Fredericksburg, VA 22401, USA

+1 (888) 842-6328

www.navyfederal.org

ATM (Suntrust Bank)

402 Park St, Charlottesville, VA 22902, USA

+1 (434) 979-6010

www.suntrust.com

TitleMax Title Loans

3045 Columbia Pike, Arlington, VA 22204, USA

+1 (703) 521-1214

Congressional Federal Credit Union

10461 White Granite Dr, Oakton, VA 22124, USA

+1 (703) 934-8300

www.congressionalfcu.org

Payday Advance

625 Piney Forest Rd # 204, Danville, VA 24540, USA

+1 (434) 797-9900

Shore United Bank

25306 Lankford Hwy, Onley, VA 23418, USA

+1 (757) 302-6530

www.shoreunitedbank.com