Virginia Commonwealth Bank Payday Loans Review - Suffolk, Virginia

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1703 N Main St, Suffolk, VA 23434, USA
+1 (757) 925-1466
www.vcb.bank
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Testimonials

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Above-defined info provides the details about a definite lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Suffolk, Virginia

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Suffolk, Virginia is taken out easily and quickly. The interest rate is defined respecting the category of the client: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Virginia Commonwealth Bank help issue a payday loan in Suffolk, Virginia?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Suffolk, va will assess other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Suffolk, Virginia

First Bank

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+1 (540) 298-8111

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Farmers & Miners Bank

41526 W Morgan Ave, Pennington Gap, VA 24277, USA

+1 (276) 546-4692

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Summit Community Bank

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+1 (276) 637-3100

www.mysummit.bank

24 Hour Car Title Loans

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Express Check Advance

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+1 (276) 647-7391

www.expresscheckadvance.com

Online Bad Credit Loans

1818 Fountain Dr, Reston, VA 20190, USA

+1 (571) 454-9724

onlinebcl.com

Lendmark Financial Services LLC

2430 Virginia Ave, Collinsville, VA 24078, USA

+1 (276) 352-4001

www.lendmarkfinancial.com

First Bank & Trust Co. - East Lebanon

2030 East, Main St, Lebanon, VA 24266, USA

+1 (276) 889-3401

www.firstbank.com

Kroger Money Services

400 Old Franklin Turnpike #110, Rocky Mount, VA 24151, USA

+1 (540) 483-1002

moneyservices.kroger.com