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What people think about TowneBank?
I asked TowneBank for a loan. Everything was done very fast. Had the money in my account the same day. Employees are very friendly. Pleasant experience!
Marilie Braun
They only ask for an ID to apply. Last year I was ill and needed extra money to hold on. These guys saved me although I had a bad credit score. Online and legit application. Very satisfied!
Prof. Hunter Hills V
I recommend TowneBank to everyone who need extra cash. I’ve been using them for 3rd time. Always amazing service!
Kathlyn Larkin Jr.
I want to say Many Thanks to the staff of TowneBank. They offer same day solution to any sudden money problems. Love them for their same day decision. Applied for a payday loan and got accepted although my credit was poor. I will 100% use this service if I need money in the future.
Prof. Audra Purdy PhD
A good website. These guys quickly processed my application. Had funds in my account the next morning. If you need some extra cash urgently, this is the best lender, I’m telling you!
Prof. Alan Lubowitz I
TowneBank seems fair. They rescued me twice. The first cash advance approved was small – $400, but next time the limit was increased to $800. Paid off the loan as agreed. The employees were amazing, they gave speedy answers to all my questions. No issues. But their interest rates are not the lowest on the net.
Mrs. Marina Witting
Used TowneBank for the 4th time. The company is legit. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra funds.
London Hilpert
Pay Attention
Below you can see general information about payday loans and their common features.
Payday Loans in Richmond, Massachusetts
Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.
Payday loans are the easiest loans to get in Richmond, Massachusetts. The entire process is easy. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.
23% small loan cap
Advantages of TowneBank that offers payday loans in Richmond, Massachusetts
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Payday loans for bad credit
Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can help consumers who have poor credit scores or have no credit history. But we recommend you that as with any borrowing you should only think about applying for a cash advance if you are sure that you can afford payments on time.
To get approved for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Richmond, Virginia
Ameris Bank Mortgage Office
3110 Fairview Park Dr #420, Falls Church, VA 22042, USA
+1 (703) 466-4050
banks.amerisbank.com
Apple Federal Credit Union
4097 Monument Corner Dr, Fairfax, VA 22030, USA
+1 (703) 788-4800
www.applefcu.org
Hanmi Bank
7140 Little River Turnpike Ste 749, Annandale, VA 22003, USA
+1 (703) 354-8822
locations.hanmi.com
First Bank & Trust Co. - East Lebanon
2030 East, Main St, Lebanon, VA 24266, USA
+1 (276) 889-3401
www.firstbank.com
Farm Credit of the Virginias
1445 Rio Rd E #103, Charlottesville, VA 22901, USA
+1 (434) 977-6718
farmcreditofvirginias.com
Edward Jones - Financial Advisor: Kerby Moore, AAMS®
306 A E 3rd St, Farmville, VA 23901, USA
+1 (434) 391-1284
www.edwardjones.com
Chartway Federal Credit Union
5836 Harbour View Blvd Suite 300, Suffolk, VA 23435, USA
+1 (800) 678-8765
www.chartway.com