Virginia Commonwealth Bank Payday Loans Review - Richmond, Virginia

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11450 Robious Rd, North Chesterfield, VA 23235, USA
+1 (804) 774-7941
www.vcb.bank
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

What people think about Virginia Commonwealth Bank?

Below you read some of the opinions of our customers.
Note

Pay Attention

Above there is information about a definite company. Below you can review common aspects of payday loans.

Payday Loans in Richmond, Massachusetts

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to access in Richmond, Massachusetts. The entire process is effortless. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

23% small loan cap

Advantages of Virginia Commonwealth Bank that offers payday loans in Richmond, Massachusetts

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can usually be an obstacle to obtaining a bank loan. A payday loan can rescue people who have low credit scores or have no credit history. But we remind you that as with any loan you should only think about applying for a cash advance if you are certain that you can afford payments on scheduled.

To get accepted for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes a couple of seconds to become informative even before applying.

Let's see

Other Payday Lenders in Richmond, Virginia

The Bank of Southside Virginia

17208 Halligan Park Rd, Carson, VA 23830, USA

+1 (434) 246-5211

www.bsvnet.com

ValleyStar Credit Union

1801 Dabney Rd, Richmond, VA 23230, USA

+1 (800) 475-6328

www.valleystar.org

Virginia National Bank

3119 Valley Ave #102, Winchester, VA 22601, USA

+1 (540) 665-0315

www.vnb.com

Carter Bank & Trust

140 Kentuck Rd, Danville, VA 24540, USA

+1 (434) 793-3200

www.cbtcares.com

Navy Federal Credit Union - ATM

10764 Sudley Manor Dr, Manassas, VA 20109, USA

+1 (888) 842-6328

www.navyfederal.org

Edward Jones - Financial Advisor: Jason M Blanchard, AAMS®

201 Bulifants Blvd Suite D, Williamsburg, VA 23188, USA

+1 (757) 229-8990

www.edwardjones.com

Navy Federal Credit Union

1202 N Main St Suite 140, Suffolk, VA 23434, USA

+1 (888) 842-6328

www.navyfederal.org

HomeTrust Bank ATM

603 W Main St, Danville, VA 24541, USA

+1 (800) 627-1632

www.htb.com

Advance America

1076 Regional Park Rd, Lebanon, VA 24266, USA

+1 (276) 889-5290

www.advanceamerica.net